Air Miles Credit Cards - How To Get The Most For Your Rewards
Thinking of getting a new credit card? Well that’s easy as counting one, two and three. In this day and age where everything is done virtually online at one’s fingertip, a click away at your computer enables you to apply and choose from a long list of card companies that offer various credit cards of your choice, with these you are on your way to flying to your dream holiday or paying anything, from your monthly grocery lists to the fancy dinner with that special someone. But before you do that here are tips to consider which credit card is best suited for you. Finding the best card requires a little research and math but in the end it will be all worth it. These cards must be used wisely not just on worthless amusements, choosing the best credit card reward program that best works for you is the key, with low or zero interest rates, various incentives and services.
Different credit cards are designed depending on your preference and lifestyle. So the choice is yours. If you like traveling, seeing exciting places during holidays at the same time hoping to get something in return for your hard earned money that you paid for that airfare, then the airline reward credit card is for you.
Airline companies like Northwest, American Airlines and Delta have long merged with banking institutions like Citibank offering globetrotting people perks to keep them flying in comfort and style, without the financial drain on their wallets. Here’s how it works, after flying roundtrip from Los Angeles to New York you automatically earn 1 mile for every dollar you have spent on that flight. Then you decide to travel again, booking your airline reward credit card, you have already accumulated a specific number of miles that can be exchanged for a free ticket. Most airlines will even give you an automatic 5,000 to 10,000 bonus miles on your first trip. The more you fly, the more points you accumulate.
Miles credit card on the other hand, basically works like an airline reward program but definitely has a lot more cutting edge feature’s. If your job requires you to travel most of the time like 4 or more times a year on your favorite airline, then this frequent flyer is for you, giving additional mileage through certain purchases made with affiliated merchant, including seat upgrades. Loyalty has even made it possible for you to convert your unused mileage to other concerns that you might not have other wised thought of. Thinking of lavishing your wife with a comfortable weekend at a fancy hotel complete with spa and candle light dinner? Go right along with that plan. You can easily convert your miles to pay for that free stay. Even converting these miles into actual payment for the kid’s college tuition fee has been thought of, giving you the flexibility that you’ve always wanted. Now that’s value for money.
On the other hand, people who prefer light shopping from retail stores for clothes to be used by family members all year long opts for the best reward credit card program by getting one of those no annual fee cards that offer 1% from your initial purchase. Chase Manhattan, one of the recognized names in American banking offers higher rebates using the Chase Cash Builder card. Getting those cuddly Barbie dolls for your daughter or Lego set for your son will definitely not go to waste using The Toys R Us Visa card at their stores. Its cash back program is instantly raised to 5% from a mere 1%. A loyal patron from San Diego, CA. who wishes to remain anonymous exclaims “ this is definitely for me, I love my kids and I want to give them the best, at the same time I get my money back in rebates” she says.
According to credit card experts, the top 5 most consumer friendly institutions that have been constantly mentioned as the best credit card reward program around are as follows. The Fidelity Investment Reward Visa, Starwood Preferred Guest American Express Card, American Express Blue Cash, Chase Freedom Cash Visa Card and Citi mtvU Platinum Select Visa. These credit cards offers up to 5% percent cash back on services on service necessities.
So sit back and relax, now you have your options in having the best rewards credit cards available giving the flexibility and freedom needed in these competitive times.
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